
Credit Rating Scale Explained – From AAA to D
Introduction Credit ratings are a cornerstone of trust in the financial ecosystem. They provide investors, lenders, and stakeholders with an independent assessment of a company’s

Introduction Credit ratings are a cornerstone of trust in the financial ecosystem. They provide investors, lenders, and stakeholders with an independent assessment of a company’s

Introduction Credit ratings are not uniform — they vary depending on the type of instrument, tenure, and risk profile. Whether it’s a short-term commercial loan,

Introduction Credit rating agencies (CRAs) are the backbone of India’s financial markets. They provide independent opinions on the creditworthiness of companies, governments, and debt instruments.

Introduction Credit ratings play a vital role in global financial markets by bridging the gap between borrowers and lenders. They provide an independent opinion on

Introduction In India, businesses and individuals often hear two terms when it comes to assessing financial credibility: credit rating and CIBIL score. While they may

Introduction In today’s business environment, trust and credibility are as important as financial strength. Credit ratings act as an independent benchmark for assessing a company’s
Following India’s sovereign rating upgrade, S&P Global Ratings elevated long-term issuer credit ratings for seven major Indian banks—State Bank of India (SBI), ICICI Bank, HDFC
On August 14, 2025, S&P Global Ratings elevated India’s long-term unsolicited sovereign credit rating from BBB– to BBB, with the outlook maintained at Stable—marking India’s
India Ratings & Research (Ind‑Ra) anticipates a revival in credit growth for India’s banking sector, forecasting an uptick to 12–13% in the second half (H2)
India Ratings & Research (Ind‑Ra) expects a modest decline in banks’ profitability for fiscal year 2026 (FY26), even as credit growth remains healthy. This anticipated
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